What is the big deal with this item? So you can carry alot of coin so what. Any other reason to have it? Why does it sell for 500 k pp? There must be another reason.
it means whether s/he can accumulate plat. of much value while out fighting, to bring back (time after time) without taking an increasing hit to AC as the coin builds up. They will still be destroying all copper, silver and most likely gold (the greedy monkey)to keep their AC up during the entire fighting session. {If you already have an education about monks skip the next long winded paragraph - hehe} Just using
made up numbers
; lets say the monks gear weighs 25 stone and s/he is at a 25 stone weight limit. Each time he loots a single corpse his AC drops. (Note: this would be never looting even a single item without a 100 percent reduction bag to put it in besides.) While other classes are packing their typically relatively, many inexpensive bags full to sell to a merchant). [For this class it isn't just going past the max. as determined by strength and walking/running slower from AGI. Which is let's say already 10 times higher at the midrange classic melee of 255] By the time s/he has 100p s/he has lost 100 AC and only killed a few mobs. So they are either going back to the bank in order to get full use out of their gear they paid or worked hard for and still be able to kill the mobs in an effcient manner, or destroy the next 900p (let's say 10p at a time in order to keep their AC up. So every time they kill they go in and destroy each of 4 coin slots but leave the amount of plat (only) you think you can survive/FD and still get the kill. IE: Diminishing the abilities of your gear and cutting it closer and closer to when to FD and be able to live - losing the kill that at full power you would have had little risk at). As I think you can see not only do you need to remember before the next fight, gawd forbid you get jumped by a more powerful add mob, or a named pops out of a corpse etc. and then need to do it on the fly, but it gets to be a pain in the butt after awhile, that other classes need rarely if ever consider.
So when you hear folks say it can be useful to any class while true, it is significantly more useful to a monk than any other class because of their innate limitations. And so useful in fact that it can command a high Baz. price just waiting for a monk to try so hard to save up for it ;-) While the rest of the classes have kept all their gold, silver and copper and rack up Fine Steal and the like ching ching ching over and over the Monk has alreay left all that behind during growing up. Others will take it on a "roll" and make the monkey cry, but more than likely a monk will be the one to buy it.(I'm not going to confuse the relvant generality with AA's btw) (Course nowadays there is so much plat around...but then that gets away from the principle too so I won't go there either.)
In rough analogy if someone said to you - would you buy an Aug. for 100k (how much an AVLCPT is for sale for on the Saryrn server right now) that not only gave you 100AC but allowed you to bring back more plat. to help pay for itself, would you find it very desirable?
Well, I guess I wasn't very succinct - sorry. But the idea was to answer a question that probaly comes from simply not knowing the intricasies of a particular class. So I hope I helped answer your question completely, in my half asleep state =)