I was traveling the area near the water just over the hills after the ruined building, on my way to LOIO and got whacked by some Necro guy with a pet. He had to be at least lvl 45 prolly more. He casted on my some DOT that said my Skin burned as poison entered my blood, or something similar to that. It was nasty. If I wasn't FOM I would have been dead. I'm a lvl 27 Druid with about 550 hp's (I think) and I couldn't cast the highest heal spell I had fast enough to heal myself. I can't be 100% sure, but I would approximate he hit me for like 1000 points easy. I started healing at 2 bubs left and by the time I was OOM and the spell wore off I was down to 1 Bubble...eek :)